A cooling gold price could cause investors to readjust their strategy but dramatic adjustments may not be needed if investors remember the following three items:

Gold is expected to continue soaring, but over-investing in gold, ignoring fees, and trying to time the market may hurt your long-term portfolio gains.

Gold futures dropped Monday, with strength in the U.S. dollar contributing to the metal’s fall to its lowest price in more than four weeks following Donald Trump’s victory last week in the U.S. presidential election.

Here are three smart moves to consider while gold prices are on the decline: